Surveys and Valuations
Why do I need my own survey?
- Is the agreed price reasonable?
- Are there defects or drawbacks I don’t know about?
Commissioning your own survey is the simple, economical way to avoid unpleasant-and perhaps costly-surprises after moving in.
I Already Have A Mortgage Valuation Report…
The Consumers’ Association Which? magazine and the Council of Mortgage Lenders both give the advice that even if you are seeking a mortgage-and may be paying for a Mortgage Valuation report it is still advisable and prudent to arrange a survey by your own surveyor.
The reason is simple: the Mortgage Valuation report is prepared for the lender-not for you, the borrower.
The mortgage valuation report is NOT A SURVEY. It will be very brief probably no more than 1 or 2 pages in length
Even if you have a mortgage valuation carried out by your Bank or Building Society you can still book us separately for a detailed survey on your behalf.
What choice of surveys do I have?
The Homebuyer Survey and Valuation
The Homebuyer Survey gives a concisely worded opinion on the condition of the property on a set format that usually runs to around 15 to 20 pages in length.
The concise report covers the building inside and outside, the services and the site and is broken down into sections offering advice on significant defects affecting the various parts of the property such as walls; roof; floors; walls and ceilings; damp course; rainwater goods; windows/joinery; chimneys; etc.
It can be offered with or without our opinion on the market value of the property and the option with the valuation does obviously cost slightly more.
It differs materially from a Building survey in two major respects.
- It is intended only for particular types of home: houses, flats and bungalows which are: Conventional in type and construction and apparently in reasonable condition. It focuses on essentials namely defects and problems which are urgent or significant and thus have an effect on the value.
- It will not normally include advice on maintenance or repair items classed as not serious/significant.
The Building Survey
A Building Survey (formerly called a structural survey) is suitable for all types of residential properties and provides a full picture of their construction and condition. It is likely to be needed if the property is, for example, of unusual construction, is dilapidated or has been extensively altered or where a major conversion or renovation is planned. It is usually tailored to the client’s individual requirements.
It is a more detailed report than the Homebuyer and can be carried out on any type or age of property. It is usually chosen where you wish to know about both serious and more general but nevertheless important repair and maintenance items. It will unlike the Homebuyer survey, give detailed advice about more minor defects that will require attention as part of future maintenance and thus helps you to plan a future maintenance programme to deal with defects over a period of time so you can budget accordingly.
It is often requested by customers buying large or period properties or where a customer suspects or knows of serious defects. It is usually between 25 and 35 pages in length. It can be offered with or without our opinion on the market value of the property and the option with the valuation does obviously cost slightly more.
The report will offer detailed comments on the building inside and outside, the services and the site and is broken down into sections offering advice on significant defects and more general maintenance items and less serious minor defects affecting: walls; roof; floors; walls and ceilings; damp course; rainwater goods; windows/joinery; chimneys; kitchen and bathroom fittings; general comments are given about the services including the gas, electrical, heating and drains but these services are not tested. Comments will be given about outbuildings, gardens and fences and boundary walls. It also includes a valuation reflecting any serious repairs needed and this may allow you to renegotiate the purchase price.
It therefore differs materially from a Homebuyers Survey in two major respects.
- It is intended for any type, age or condition of property.
- It will discuss in much greater depth and detail the full range of defects from minor to major AND maintenance items and advise you in detail about how to deal with such items. It will include advice on maintenance and repair items classed as not serious/significant.
What Can Roberts And Roberts Residential Survey Department Offer?
Vast experience of dealing with all types of residential property throughout the North West. We are a locally based company who know in detail the areas that we cover.
All surveys undertaken by RICS qualified surveyors with over 25 years experience in dealing with residential survey matters.
Surveys dealt with promptly and by helpful staff who can at any stage answer your concerns or enquiries.
Reports can be sent by post and by email to speed up the procedure.
What do I do next?
We pride ourselves on helping customers and offer impartial useful advice. We will gladly answer any questions that you may have about which survey to choose and which is best for the property of your choice. Do not be worried about asking any questions as we know arranging and choosing a survey can seem daunting but we are used to dealing with any concerns that you may have.
To speak to a surveyor or member of staff please phone our Stockport office on 0161 477 4212 or Manchester office on 0161 920 9724.
Some of the areas we cover:- Manchester, Stockport, Alderley Edge, Bramhall, Cheadle, Wilmslow, Prestbury, Macclesfield, Cheadle Hulme, Heald Green, Altrincham, Hale, Timperley, Sale, Stretford, Urmston, Chorlton, Didsbury, Withington, Heaton Moor, Heaton Chapel, Reddish, Marple, Romiley, Marple Bridge, Hyde, Ashton, Denton, Stalybridge, Oldham, Middleton, Rochdale, Bolton, Bury, Warrington, Runcorn, Frodsham, St Helens, Wigan, Heywood, Flixton, Swinton, Worsley, Glossop, Hayfield, New Mills, Whaley Bridge, Disley.
You can also click on the obtain a quote button above or send a brief email to email@example.com